If you have been reading the news lately, then you know that the U.S. Unemployment Rate is currently at 9.1%, which means more than half of Americans are either unemployed or underemployed and looking for work in a tight labor market. If you find yourself in this situation and would like some ...
10 things I stopped buying to save money
What's the first step to saving money? Knowing where your money is going! So, today, I'm sharing 10 things that I stopped buying in order to save more. Hopefully, this will give you some ideas on where you can start too. :) Saving money doesn't have to be hard – it just takes a little bit of ...
Credit Card Mistakes You Might Be Making Without Knowing It
If you're like most people, you probably use your credit card for just about everything. You might not even think about it - you just swipe and go. But are you making any mistakes without even realizing it? Here are four credit card mistakes that you might be making without knowing it! 1. Not ...
10 money habits to build sustainable and long term wealth
Do you want to be wealthy? It's not as difficult as you may think. In fact, there are seven money habits that you can start practicing today that will help you build wealth over time. We'll go over each of these habits in detail, and we'll also provide some tips on how to make them a habit in your ...
Why investing in ETF is best for your retirement plan?
When you’re investing, it’s natural to think about how much money you’ll make in the future. But what you might not realize is that successful investing also can mean having more peace of mind for your present investment decisions. Personally, I have tried both active and passive investing ...
5 reasons why you should start investing in ETFs to build long term wealth
Many people believe that the key to financial success is to find the right stock pick and then ride it for as long as possible. However, this method is often fraught with risk, as even the best-performing stocks can experience sharp downturns. Why? Because the stock market is inherently ...
How to cut back on spending and save more?
On the journey to financial independence or building wealth, there are only 2 main ways: either you increase your income, or reduce your spending and save more. There are not many shortcuts around it unless you get into some get rich scheme, or win some lottery, or your crypto coins explode ...
The Ultimate Guide to Improving Your Credit Score
Imagine this: you are trying to buy a new car, but the finance department tells you that your credit score is too low to get a loan. You know that you have the money to pay for the car outright, but you want to take advantage of the lower interest rates that are available with a loan. In this ...
The basics of budgeting for beginners- Budgeting 101
Having a budget is one of the most important things you can do in order to keep your finances in order and looking after your family. There are many reasons why you should budget, from knowing how much money you have coming in, to maintaining a healthy cash flow, to monitoring where your money goes! ...
Everything you need to know about TSFA and RRSP accounts
When it comes to saving for retirement, or even financial independence, you cannot afford to overlook the effect of tax on your portfolio. For people who have never invested (even on their own or with the support of a broker), understand the different type of accounts - along with acronyms and ...